R K SAH & CO provide comprehensive support to entrepreneurs and companies for establishing new business ventures:

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Entity Selection & Registration  

Advising on the most suitable business structure (sole proprietorship, partnership, LLP, private/public company) based on business needs, tax implications, and liability considerations. Assistance with incorporation and registration formalities.

Licensing & Compliance

- Obtaining necessary licenses (trade license, GST registration, professional tax, import-export code, FSSAI, etc.) and ensuring compliance with regulatory requirements.

Tax Registrations -

Registration for PAN, TAN, GST, and other applicable tax registrations at central and state levels.

Bank Account Setup -

Guidance on opening current accounts and establishing banking relationships for business operations.

Accounting Systems -

Setting up accounting software, chart of accounts, internal control systems, and financial record-keeping frameworks.

Business Planning -

Preparing business plans, financial projections, and feasibility studies for investors or lenders.

Statutory Compliance Framework -

Establishing systems for ongoing compliance with Companies Act, tax laws, labor laws, and industry-specific regulations.

These services ensure businesses start on a solid foundation with proper legal structure, regulatory compliance, and efficient financial systems from day one.

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Personal Financial Planning  

Creating comprehensive wealth management strategies including retirement planning, tax-efficient investment planning, insurance needs analysis, estate planning, and children's education funding.

Business Financial Planning

Developing strategic financial roadmaps for companies including capital budgeting, expansion financing, working capital management, and long-term financial goal setting.

Cash Flow Management -

Analyzing and forecasting cash inflows and outflows to ensure adequate liquidity for operations and growth while optimizing surplus funds.

Investment Advisory -

Recommending suitable investment options based on risk appetite, time horizon, and financial objectives. Guidance on portfolio diversification and asset allocation..

Budgeting & Forecasting -

Preparing realistic budgets, financial projections, and scenario analysis to guide business decisions and monitor performance against targets.

Risk Assessment -

Identifying financial risks and recommending appropriate insurance coverage and risk mitigation strategies.

Tax Planning Integration

Structuring finances to minimize tax liabilities legally while maximizing after-tax returns on investments and income.

We leverage Our financial expertise to create customized, actionable plans that align with clients' short-term needs and long-term aspirations, ensuring financial security and growth.

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Project Report

 

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Project Report  

A comprehensive document prepared for new business ventures or expansion projects that includes:

Business Overview

Details of promoters, project concept, products/services, market analysis, and competitive landscape.

Technical Feasibility-

Production process, technology requirements, plant and machinery specifications, location analysis, and implementation timeline..

Financial Projections -

Detailed cost estimates, funding requirements, capital structure, projected profit & loss statements, balance sheets, and cash flow statements for 5-7 years..

Viability Assessment -

Break-even analysis, profitability ratios, return on investment, and debt servicing capacity to demonstrate project feasibility.

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CMA DATA (Credit Monitoring Arrangement)

 

Historical Data  

Past 2-3 years' audited financial statements with ratio analysis.

Current Status

Present financial position, working capital utilization, and fund flow analysis.

Projected Financials-

Future estimates of sales, expenses, and funding requirements for the next 1-2 years..

Assessment Parameters -

Key ratios like current ratio, debt-equity ratio, DSCR (Debt Service Coverage Ratio), and turnover ratios.

These documents help lenders evaluate creditworthiness and make informed lending decisions while ensuring businesses secure adequate financing.

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BANK LOAN

 

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Personal Loans  

Unsecured loans for individual needs

Business Loans

Working capital, term loans, trade finance

Home Loans-

Mortgages for property purchase

Vehicle Loans -

Car and commercial vehicle financing

Education Loans -

Funding for higher studies

Loan Against Property -

Secured loans using property as collateral

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Finance Consultancy

 

Loan Advisory:  

Assessing client's financial needs and eligibility, Recommending suitable loan products (personal, business, home, vehicle loans), Comparing interest rates and terms across different banks

Documentation Assistance:

Preparing and organizing required documents, Ensuring compliance with bank requirements, Reviewing application forms for accuracy

Application Processing:-

Submitting loan applications to appropriate lenders, Following up with banks on behalf of clients, Expediting approval processes

Financial Planning: -

Analyzing repayment capacity, Advising on debt management, Creating financial projections for business loans.